Field notes on extras cover

Is it worth it?

Australian Government data · 01-May-2026independent · $19 unlock · no fund pays us

Is private health extras cover worth it for you?

An independent calculator using official Australian Government data. The verdict is free. The named products and downloadable summary are a one-off $19 — it funds the next data refresh and keeps us independent of insurers. No subscription. No fund pays us.

First, the basics. I want to cover , living in , thinking about the next .
Show me .Oldest person on the policy is , household income is .

Through a year, here’s roughly how I’d use it:

Tell me the basics above first, then we’ll sketch out your usage.

We’ll tally it up once the basics are in.