Extras cover
AIA extras cover: which policies are worth it?
AIA sells 3 extras policies you can take out on their own. For someone with two dental visits and new glasses in a year, none pay back more than they cost.
Every AIA extras policy
Each one worked for one adult in NSW unless marked, under 65, after the rebate, over a year at typical prices. The three columns are a year with one dental check-up a year; two dental visits and new glasses; two dental visits, new glasses and six physio sessions.
- Good 65% Back Extras Only$352 behind$22 behind+$329 ahead$52.93 a month before the rebateA check-up$352 behindTeeth and glasses$22 behindTeeth, glasses, physio+$329 ahead
- Base 55% Back Extras Only$309 behind$49 behind+$248 ahead$46.00 a month before the rebateA check-up$309 behindTeeth and glasses$49 behindTeeth, glasses, physio+$248 ahead
- Base Set Extras Only$380 behind$201 behind$21 behind$44.93 a month before the rebateA check-up$380 behindTeeth and glasses$201 behindTeeth, glasses, physio$21 behind
These are three set examples, not your year.
Put in what you actually use and the calculator ranks every policy from every fund, AIA included.
Work out mine →Worked from the Australian Government’s Private Health Open Listing, 01-Oct-2026, with the same sums as the calculator: listed premiums after the rebate, benefits capped by each policy’s limits and waiting periods. Corporate products and extras sold only with a hospital policy are left out. How the sums work.
This is general information, not personal financial advice. Confirm the premium and benefits with the fund before you buy or switch. Independent of every fund listed · No affiliate fees, no commissions.