Extras cover
Every extras policy, fund by fund
289 policies from 30 funds, each worked through for three common ways of using extras: what it costs, what it pays back, where it ranks and what beats it.
Funds anyone can join
- ahm18 policies
- AIA3 policies
- Australian Unity5 policies
- Bupa24 policies
- CDH9 policies
- GMHBA11 policies
- HBF8 policies
- HCF7 policies
- Health Partners26 policies
- HIF8 policies
- Latrobe7 policies
- Medibank20 policies
- Mildura Health6 policies
- nib53 policies
- Peoplecare4 policies
- Phoenix Health1 policy
- Queensland Country2 policies
- RT Health9 policies
- see-u2 policies
- St Lukes5 policies
- Westfund25 policies
Restricted funds
Open to particular groups, such as teachers, defence families or police, and usually their relatives.
- ACA Health2 policies
- CBHS3 policies
- Defence Health9 policies
- Doctors' Health2 policies
- Navy Health3 policies
- Police Health1 policy
- Reserve Bank Health1 policy
- Teachers Health3 policies
- TUH12 policies
Rather start from what you use?
The calculator takes your own year and ranks every policy from every fund against it.
Work out mine →Worked from the Australian Government’s Private Health Open Listing, 01-Oct-2026, with the same sums as the calculator: listed premiums after the rebate, benefits capped by each policy’s limits and waiting periods. Corporate products and extras sold only with a hospital policy are left out. How the sums work.
This is general information, not personal financial advice. Confirm the premium and benefits with the fund before you buy or switch. Independent of every fund listed · No affiliate fees, no commissions.