Extras cover · restricted fund
CBHS extras cover: which policies are worth it?
CBHS sells 3 extras policies you can take out on their own. For someone with two dental visits and new glasses in a year, none pay back more than they cost.
Every CBHS extras policy
Each one worked for one adult in NSW unless marked, under 65, after the rebate, over a year at typical prices. The three columns are a year with one dental check-up a year; two dental visits and new glasses; two dental visits, new glasses and six physio sessions.
- Essential Extras$378 behind$238 behind$38 behind$41.56 a month before the rebateA check-up$378 behindTeeth and glasses$238 behindTeeth, glasses, physio$38 behind
- Intermediate Extras$584 behind$424 behind$166 behind$64.13 a month before the rebateA check-up$584 behindTeeth and glasses$424 behindTeeth, glasses, physio$166 behind
- Top Extras$976 behind$668 behind$410 behind$111.41 a month before the rebateA check-up$976 behindTeeth and glasses$668 behindTeeth, glasses, physio$410 behind
These are three set examples, not your year.
Put in what you actually use and the calculator ranks every policy from every fund, CBHS included.
Work out mine →Worked from the Australian Government’s Private Health Open Listing, 01-Oct-2026, with the same sums as the calculator: listed premiums after the rebate, benefits capped by each policy’s limits and waiting periods. Corporate products and extras sold only with a hospital policy are left out. How the sums work.
This is general information, not personal financial advice. Confirm the premium and benefits with the fund before you buy or switch. Independent of every fund listed · No affiliate fees, no commissions.