Extras cover
Latrobe extras cover: which policies are worth it?
Latrobe sells 7 extras policies you can take out on their own. For someone with two dental visits and new glasses in a year, one pays back more than it costs.
Every Latrobe extras policy
Each one worked for one adult in NSW unless marked, under 65, after the rebate, over a year at typical prices. The three columns are a year with one dental check-up a year; two dental visits and new glasses; two dental visits, new glasses and six physio sessions.
- Core Essential Extras$226 behind+$49 ahead+$229 ahead$35.78 a month before the rebateA check-up$226 behindTeeth and glasses+$49 aheadTeeth, glasses, physio+$229 ahead
- Basic Extras$209 behind$28 behind+$152 ahead$26.30 a month before the rebateA check-up$209 behindTeeth and glasses$28 behindTeeth, glasses, physio+$152 ahead
- Core Complete Extras Package$457 behind$227 behind+$43 ahead$53.54 a month before the rebateA check-up$457 behindTeeth and glasses$227 behindTeeth, glasses, physio+$43 ahead
- Core Complete Extras$478 behind$247 behind+$23 ahead$55.80 a month before the rebateA check-up$478 behindTeeth and glasses$247 behindTeeth, glasses, physio+$23 ahead
- Premier Singles and Couples Extras$820 behind$528 behind$228 behind$94.63 a month before the rebateA check-up$820 behindTeeth and glasses$528 behindTeeth, glasses, physio$228 behind
- Core Families Extrasworked for a family with two adults in NSW$813 behind$349 behind+$51 ahead$96.30 a month before the rebateA check-up$813 behindTeeth and glasses$349 behindTeeth, glasses, physio+$51 ahead
- Premier Families Extrasworked for a family with two adults in NSW$2,032 behind$1,448 behind$848 behind$232.35 a month before the rebateA check-up$2,032 behindTeeth and glasses$1,448 behindTeeth, glasses, physio$848 behind
These are three set examples, not your year.
Put in what you actually use and the calculator ranks every policy from every fund, Latrobe included.
Work out mine →Worked from the Australian Government’s Private Health Open Listing, 01-Oct-2026, with the same sums as the calculator: listed premiums after the rebate, benefits capped by each policy’s limits and waiting periods. Corporate products and extras sold only with a hospital policy are left out. How the sums work.
This is general information, not personal financial advice. Confirm the premium and benefits with the fund before you buy or switch. Independent of every fund listed · No affiliate fees, no commissions.