Extras cover · restricted fund
Navy Health extras cover: which policies are worth it?
Navy Health sells 3 extras policies you can take out on their own. For someone with two dental visits and new glasses in a year, none pay back more than they cost.
Every Navy Health extras policy
Each one worked for one adult in NSW unless marked, under 65, after the rebate, over a year at typical prices. The three columns are a year with one dental check-up a year; two dental visits and new glasses; two dental visits, new glasses and six physio sessions.
- Budget Extras$293 behind$95 behind+$67 ahead$35.30 a month before the rebateA check-up$293 behindTeeth and glasses$95 behindTeeth, glasses, physio+$67 ahead
- Healthy Living Extras$670 behind$368 behind$116 behind$78.16 a month before the rebateA check-up$670 behindTeeth and glasses$368 behindTeeth, glasses, physio$116 behind
- Premium Extras$1,091 behind$744 behind$432 behind$125.06 a month before the rebateA check-up$1,091 behindTeeth and glasses$744 behindTeeth, glasses, physio$432 behind
These are three set examples, not your year.
Put in what you actually use and the calculator ranks every policy from every fund, Navy Health included.
Work out mine →Worked from the Australian Government’s Private Health Open Listing, 01-Oct-2026, with the same sums as the calculator: listed premiums after the rebate, benefits capped by each policy’s limits and waiting periods. Corporate products and extras sold only with a hospital policy are left out. How the sums work.
This is general information, not personal financial advice. Confirm the premium and benefits with the fund before you buy or switch. Independent of every fund listed · No affiliate fees, no commissions.