Extras cover
Phoenix Health extras cover: which policies are worth it?
Phoenix Health sells 1 extras policy you can take out on its own. For someone with two dental visits and new glasses in a year, one pays back more than it costs.
Every Phoenix Health extras policy
Each one worked for one adult in NSW unless marked, under 65, after the rebate, over a year at typical prices. The three columns are a year with one dental check-up a year; two dental visits and new glasses; two dental visits, new glasses and six physio sessions.
- Kick Start Extras 50$171 behind+$29 ahead+$29 ahead$40.78 a month before the rebateA check-up$171 behindTeeth and glasses+$29 aheadTeeth, glasses, physio+$29 ahead
These are three set examples, not your year.
Put in what you actually use and the calculator ranks every policy from every fund, Phoenix Health included.
Work out mine →Worked from the Australian Government’s Private Health Open Listing, 01-Oct-2026, with the same sums as the calculator: listed premiums after the rebate, benefits capped by each policy’s limits and waiting periods. Corporate products and extras sold only with a hospital policy are left out. How the sums work.
This is general information, not personal financial advice. Confirm the premium and benefits with the fund before you buy or switch. Independent of every fund listed · No affiliate fees, no commissions.